Cash Loans on your Jewelry

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Do you need instant cash?

Do you have old jewelry that you don’t use, but are not quite ready to sell?

Want to open a small business and need quick money without the credit check hassle?

Answer: Get an instant cash loan against your diamonds, gold, platinum and silver jewelry at only 5% interest per month.

At VA Gold Buyers store and Velasquez Jewelers, we offer the very best local rates when you borrow against your gold. You get a flexible and affordable loan, while your gold is kept safe and sound in our secure facilities.

What We Accept

We loan against gold jewelry, gold coins, platinum, silver,silver coins, bridal jewelry, fine watches (such as Rolex, Cartier, Ometga,etc.), antique jewelry, estate jewelry, silver bars, gold bars, broken jewelry, scrap gold or silver jewelry, silver tea and coffee sets and silver flatware. Basically any precious metal jewelry is accepted. (see full list)

We will then inspect & test all your jewelry in order to determine the total loan amount so you can receive your cash on the spot!

Collateral Loans

We also can give you instant cash on your cars (car title loans) and home (home equity loans). These also take minutes and you can walk out with cash in hand if you take out a loan against your house or a loan on your car. You can find out more at:

Benefits of Taking out a Gold Loan

  • Same Day Loan Disbursement – Loans given in as little as 5 minutes
  • No credit check necessary
  • Safety of Valuables – Rest assured with our secure vaults and high-tech security system.
  • Minimum Requirements: Only one valid ID necessary (ex. State Drivers’s License or Passport)
  • No time-consuming formalities involved
  • Pay interest only for the exact period of loan (30 day loan terms that are renewable)
  • No surprises – No hidden fees
  • No processing fees
  • Free Estimates
  • Save money with us compared to bank interest rates and other loan sharks.

The chart above means that if you get a $500 loan with VA Gold Buyers or Velasquez Jewelers you end up paying us only $30 per month vs. $163 per month (with Payday Loans)!!

How to Apply


Bring in your jewelry or precious metal valuables


Bring in a valid ID


Walk out with instant CASH!

Interest Rate & Fees

On gold loans (against your jewelry) : 5% monthly interest rate + 1% storage fee

For more information, please visit our sister site

Payment Schedule

Every 30 days your loan payment will be due. You have a 15 day grace period from the due date, but a late fee of 1.5% will be administered. However, if you pay on time, there is no late fee and you just pay your monthly interest payment.

Any delays in payment more than 15 days from the due date will result in you forfeiting your property.

Gold Loans Faqs

What do I need to apply?
For gold loans: All you need is a valid ID and your personal valuables (gold jewelry, silver, platinum, gold coins…see full list).

For car title loans: A valid ID, your car title, a copy of your car insurance policy, a set of extra car keys, and your vehicle for a quick check.

How safe is it to keep my valuables with you?
Extremely safe since we hold all your valuables in a safe and it only becomes our property if you default on the loan. Also your jewelry is insured and untouched while they are in our possession.
How much is the interest rate?
For gold loans: You will pay a 5% monthly interest of the total loan amount plus a 1% storage fee every month.

For car title loans: 5% monthly interest + principal. There is a one-time US$20 DMV fee.

Can the interest rate rise?
No. We take pride in being transparent and keeping our word with our clients that we will give you the lowest interest rate in the area.
Do you remind me to make payments?
No. It is your sole responsibility to make timely payments as per the contract.
What happens if I pay late?
If you pay within 15 days of the due date, you will have to pay a 1 .5% late fee in addition to the monthly payment. If you do not pay for more than 15 days, you will lose the property you loaned against.
Can I renew my loan?
Yes, gold loans are renewable every month as long as you continue making the regular monthly interest payments. Car title loans last up to one year.
Are there any hidden fees?
No, all the fees are mentioned in the one-page contract signed at the time the loan is made. A Spanish version is also available at the store.
Why do we pay a storage fee?
That fee guarantees the secure storage of your valuables as we have a high insurance premium to cover the costs in case of losses.
Do I need to leave my car with you if I have a title loan?
No, you can still use your car, but we have rights of possession if you default on the loan.
Where can I get cash for my car?
For now only our VA Gold Buyers store location (21580 Atlantic Blvd. #120 Sterling, Virginia 20166) does loans against your car.

Appoly Now Today

Get an instant cash loan against your diamonds, gold, platinum and silver jewelry at only 5% interest per month.